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study. in this work, the private banks income, statistic and profit about bank cards were based on central bank statistics. In this paper the questionnaire was based on five criteria of ATM, bank card, POS, internet bank, phone bank , and bank income issued by central bank and of Cronbach's alpha about 86%. 5. Review of literature:
About Community Bank, §Community Bank was founded in 1901 as the First National Bank of Carmichaels in Carmichaels, PA, §The name of the Bank was changed to Community Bank in 1987, §The Bank has remained independent and today is locally owned and locally managed, §In 2006, Community Bank formed a holding company named CB Financial Services, Inc.
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bank staff or director and in relation to the bank's business affairs, the bank is the principal. (c) Agent • An agent is a person acting for the principal. A bank's director or employee is an agent of the bank in carrying out the bank's business. (d) Advantage • An advantag e includes money, gift, discount, commissio n, loan, offer of