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Utah Market Overview2018UtahMedicare Advantage 2018 Service AreaMarket Landscape (UHC 2018 Footprint)Eligibles (as of 5/1/17)YOY Eligible GrowthMA PenetrationYOY MA Enrollment GrowthUHC Market Share326,1653.8%37.0%6.7%55.5%May 2017 CMS.gov MA Ind State/County Enrollment withinUHC 2018 Non-SNP FootprintCurrent Footprint64Plan designs and service areas described in this document are pending government approval and are subject to change. Benefits reflect pending in-network cost sharing. Thisinformation may not be a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change onJanuary 1 of each year. Renew by UnitedHealthcare is not available on all plans. Rx usage based on 2017 year to date claims data. Star ratings are current as of July 2017 and aresubject to change in October. Confidential property of UnitedHealth Group. For Agent use only. Not intended for use as marketing material for the general public. Do not distribute,reproduce, edit or delete any portion without the express permission of UnitedHealth Group. 2017 United HealthCare Services, Inc.

Greater Utah Market OverviewMarket HighlightsUnitedHealthcare Strongbrand recognition Stable year-over-year benefits Strong network with key providers including IntermountainHealthcare New for 2018 - Fitbit benefit to track physical activity at noadditional cost 4.0 Star Plan2018UnitedHealthcare Experience Renew by UnitedHealthcare: a member-only Health & WellnessExperience that offers members tools to learn, earn rewards, and livetheir best life Hearing Aid Benefit: Access to affordable hearing devices throughhi HealthInnovationsTM NurseLineSM: 24/7 phone access to a registered nurse Personalized service model that connects members with advocateswho are best suited for their needs Diabetes Navigator helps qualified members manage diabetesmore effectivelyRx Highlights 0 copay on Tiers 1 & 2 when using Preferred Mail 90-dayhome delivery No deductible and low copays for Tiers 1 & 2, the mostcommonly used drugs Improved Tier 1 & 2 coverage with nearly 90% of UHCgeneric claims on these tiers 8 of UHC’s top 10 most used generics are in Tier 1Greater UtahMarket LandscapeEligibles (as of 5/1/17)YOY Eligible GrowthProviderMA Penetration Intermountain Healthcare Consult the Provider Directory for the full list of providersYOY MA Enrollment GrowthUHC Market ShareCurrent Footprint65Plan designs and service areas described in this document are pending government approval and are subject to change. Benefits reflect pending in-network cost sharing. Thisinformation may not be a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change onJanuary 1 of each year. Renew by UnitedHealthcare is not available on all plans. Rx usage based on 2017 year to date claims data. Star ratings are current as of July 2017 and aresubject to change in October. Confidential property of UnitedHealth Group. For Agent use only. Not intended for use as marketing material for the general public. Do not distribute,reproduce, edit or delete any portion without the express permission of UnitedHealth Group. 2017 United HealthCare Services, Inc.33,7645.6%23.8%8.6%50.4%

Greater Utah Product Overview66Plan NameUnitedHealthcare MedicareComplete Choice H-PBPH2001-017Plan HighlightsModerate premium plan with lower copays and additional ancillariesPlan TypeLocal PPOService AreaUtah: WashingtonPremium 41PCP Copay 10Specialist Copay 45Referral RequiredNInpatient Hospital 395 days 1-4Outpatient Surgery20%Max Out-of-Pocket 5,900Lab Copay 10Rx Copays 3/ 13/ 47/ 100/25%Rx Deductible 375 (T3, T4, & T5 only)Extra BenefitsRoutine Eye & Hearing Exam, Hearing Aids, Fitbit, NurseLinePlan designs and service areas described in this document are pending government approval and are subject to change. Benefits reflect pending in-network cost sharing. Thisinformation may not be a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change onJanuary 1 of each year. Renew by UnitedHealthcare is not available on all plans. Rx usage based on 2017 year to date claims data. Star ratings are current as of July 2017 and aresubject to change in October. Confidential property of UnitedHealth Group. For Agent use only. Not intended for use as marketing material for the general public. Do not distribute,reproduce, edit or delete any portion without the express permission of UnitedHealth Group. 2017 United HealthCare Services, Inc.2018

Salt Lake City Market OverviewMarket HighlightsUnitedHealthcare Strongthe areaand2018UnitedHealthcare ExperienceAARP brand recognition in UnitedHealth Passport : Coverage travels with members to approvedservice areas for up to nine straight months Largest MA plan in the market with over 50% market share Renew by UnitedHealthcare: a member-only Health & WellnessExperience that offers members tools to learn, earn rewards, and livetheir best life Stable year-over-year benefits Only plan in the market with all major providers/systems Platinum Dental Rider is now an option on H4604-003and H4604-011 Strong network with key providers including IntermountainHealthcare 4.0 Star PlansRx Highlights 0 copay on Tiers 1 & 2 when using Preferred Mail 90-dayhome delivery Hearing Aid Benefit: Access to affordable hearing devices throughhi HealthInnovationsTM NurseLineSM: 24/7 phone access to a registered nurse Personalized service model that connects members with advocateswho are best suited for their needs Fitness program: Stay active with a gym membership for noadditional cost Diabetes Navigator helps qualified members manage diabetesmore effectively No deductible and low copays for Tiers 1 & 2, the mostcommonly used drugsSalt Lake CityMarket Landscape Improved Tier 1 & 2 coverage with nearly 90% of UHCgeneric claims on these tiers 8 of UHC’s top 10 most used generics are in Tier 1Eligibles (as of 5/1/17)YOY Eligible GrowthProviderMA Penetration Distinct advantage in market — Only plan contracted withboth Intermountain HealthCare premier system and theUniversity of UtahYOY MA Enrollment GrowthUHC Market Share Moran Eye Clinic, Huntsman Cancer Institute Consult the Provider Directory for the full list of providersCurrent Footprint67Plan designs and service areas described in this document are pending government approval and are subject to change. Benefits reflect pending in-network cost sharing. Thisinformation may not be a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change onJanuary 1 of each year. Renew by UnitedHealthcare is not available on all plans. Rx usage based on 2017 year to date claims data. Star ratings are current as of July 2017 and aresubject to change in October. Confidential property of UnitedHealth Group. For Agent use only. Not intended for use as marketing material for the general public. Do not distribute,reproduce, edit or delete any portion without the express permission of UnitedHealth Group. 2017 United HealthCare Services, Inc.292,4013.6%38.5%6.5%55.8%

Salt Lake City Product Overview682018Plan NameAARP MedicareComplete Plan 2AARP MedicareComplete Plan 1H-PBPH4604-011H4604-003Plan HighlightsLow premium plan for consumers shopping for value andcomfortable with higher out-of-pocket costsModerate premium plan with lower copays andadditional ancillariesPlan TypeHMOHMOService AreaUtah: Box Elder, Cache, Davis, Morgan, Salt Lake, Summit, Tooele,Utah, Wasatch, WeberUtah: Box Elder, Cache, Davis, Morgan, Salt Lake, Summit, Tooele,Utah, Wasatch, WeberPremium 0 35PCP Copay 10 0Specialist Copay 50 50Referral RequiredYNInpatient Hospital 360 days 1-5 320 days 1-5Outpatient Surgery 290 / 340 250 / 300Max Out-of-Pocket 5,900 4,900Lab Copay 10 0Rx Copays 3/ 10/ 45/ 95/29% 3/ 10/ 45/ 95/29%Rx Deductible 200 (T3, T4, & T5 only) 200 (T3, T4, & T5 only)Extra BenefitsEyewear Credit, Routine Eye & Hearing Exam, Hearing Aids, FitnessMembership, Passport, OTC Catalog, NurseLine, Platinum DentalRider AvailableEyewear Credit, Routine Eye & Hearing Exam, Hearing Aids, FitnessMembership, Preventive Dental, Passport, OTC Essentials Catalog,NurseLine, Platinum Dental Rider AvailablePlan designs and service areas described in this document are pending government approval and are subject to change. Benefits reflect pending in-network cost sharing. Thisinformation may not be a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, premium and/or copayments/coinsurance may change onJanuary 1 of each year. Renew by UnitedHealthcare is not available on all plans. Rx usage based on 2017 year to date claims data. Star ratings are current as of July 2017 and aresubject to change in October. Confidential property of UnitedHealth Group. For Agent use only. Not intended for use as marketing material for the general public. Do not distribute,reproduce, edit or delete any portion without the express permission of UnitedHealth Group. 2017 United HealthCare Services, Inc.

H-PBP H2001-017 Plan Highlights Moderate premium plan with lower copays and additional ancillaries Plan Type Local PPO Service Area Utah: Washington Premium 41 PCP Copay 10 Specialist Copay 45 Referral Required N Inpatient Hospital 395 days 1-4 Outpatient Surgery 20% Max Out-of-