HomeMailSearchNewsSportsFinanceWeatherSearch FinanceGamesAnswersSearch WebScreenFlickrMobile!Sign InMore Mail Follow Yahoo FinanceTue, Feb 3, 2015, 11:55AM EST - US Markets close in 4 hrs and 5 minsRecentQuotes you view appear here forquick access.Quote LookupGoFinance HomeMy PortfolioMy Quotes NewsMarket DataYahoo OriginalsTotal System ServicesInc. (TSS): New AnalystReport from Zacks EquityResearch - Zacks EquityResearch ReportWhat to read nextChipotle: Stock might be pricey, but withthese results, no one caresBusiness & FinancePersonal FinanceBy Zacks Investment ResearchJanuary 28, 2015 7:00 AMCNBCContributorsSummary:Total System'sSafari Power SaverClick to Start Flash Plug-inˠ fourth-quarterearnings toppedthe Zacks Con‐Get amazing value with this great deal.Sponsored Verizon FiOSsensus X 11.67Restrictions apply.on improved rev‐enues acrosssegments, exceptmerchant acquir‐ing services, par‐tially oﬀset byAmazon going old school?higher operating expenses. Moreover, transaction volumes, newaccounts and cash flows witnessed strong growth. Conserva‐tive debt and ample free cash also pave the way for incrementalcapital deployment. A diversified and restructured portfolio,Recommended GamesMore games »Compare Brokersstrong network alliances, strategic acquisitions and technicalcompetence augur long-term growth. However, risks from stiﬀcompetition, regulatory challenges, low interest rate and foreignStaples, Oﬃce Depot soar on mergertalk; Lending Club jumps; AutoNation exchange volatility raise concerns. Tapered synergies from Net‐Spend justify the tepid guidance as well as our Neutral recom‐mendation.Overview:Founded in 1982 and based in Columbus, Georgia, Total Sys‐tem Services Inc. provides electronic payment processing, mer‐chant services and related services to financial and non-finan‐cial institutions in the U.S. and internationally. As of Dec 31,2013, the company had 9,600 full-time equivalent employees.How Ominous Is This Long-Term S&P500 Sell Signal?
Total System is one of the world's largest companies for out‐sourced payment services, oﬀering a broad range of issuer- andacquirer-processing technologies that support consumer-fi‐nance, credit, debit, healthcare, loyalty and prepaid services forSuper Bowl ads: Winners and losersYahoo Financefinancial institutions and retail companies in more than 80 coun‐tries across the Americas, EMEA and Asia-Pacific regions. Thecompany's services are divided into three broad operating seg‐ments:North America Services (accounted for 46% of gross revenue in2013) provides services to clients in the U.S., Canada, Mexicoand the Caribbean. Total System processes information throughBill Gross cautions bond investorsits cardholder systems and provides issuer account solutionsfor financial institutions and other organizations throughout theU.S.International Services (19%) provides services to clients in Eu‐rope, India, the Middle East, Africa, Asia Pacific and Brazil. TotalSystem processes information through its cardholder systemsto international financial institutions.What's holding back the middle class?Look in your closet.Merchant Services (25%) provides merchant services to finan‐cial institutions and other organizations primarily in the U.S.Eﬀective third-quarter 2013, NetSpend (10%) has been includedas the fourth operating segment of Total System. Acquired in Jul2013 for about 1.4 billion, NetSpend oﬀers reloadable prepaiddebit and payroll cards as well as alternative financial servicesto the under-banked and to other consumers in the U.S. TotalSystem raised 1.1 billion through a two-part note oﬀering inMay 2013 to fund the acquisition. One set of 5-year notes worth 550 million carries an annual interest of 2.375%, while the re‐maining 550 million worth of notes are due to mature in 10years and bear annual interest of 3.75%.The company pri‐marily functionsthrough four busi‐ness operations:Electronic pay‐Related QuotesTSS36.07 0.61%Total System Services, Inc.ment processing,36.07merchant ser‐NYSE 11:55AM ESTWatchlistMining, oil stocks help Europe higher;Greece up 11% 0.22 (0.61%)vices, reim‐bursable itemsand other ser‐vices.Why the 30 Year Mortgage Is a "RipOﬀ"Electronic pay‐ment processingservices includeTotal System's Earnings Beat Eases 2014 Exit,View Tepid - Analyst Blog Zacks 6 days agoprocessing ser‐Total System Services Inc. (TSS): New Analyst Re‐port from Zacks Equity Research - Zacks EquityResearch Report Zacks 6 days agovices for con‐Moreproviding issuerSponsored Bills.com
sumer credit, re‐tail, debit, stored value, government services and commercialcard accounts. Merchant services include processing services,Auto Sales Drive Industry Recovery asStocks Stallacquiring solutions, related systems and integrated support ser‐vices. Reimbursable items are receipts for out-of-pocket ex‐penses as revenues and expenses. The largest reimbursable ex‐pense item, for which clients reimburse the company, ispostage. Changes in postal rates as well as volume of mailingactivity by its clients aﬀect the company's reimbursable items.Other services include business process management, mail andNot Worried at All About Oil’s Plunge:Tierneycorrespondence processing, tele-servicing, data documenta‐tion, oﬀset printing, collections, and account solicitation andclient services.Total System continues to develop and enhance its processingsolutions by developing solutions and strategic acquisitions toexpand its service oﬀerings. In 2008, Total System acquired In‐fonox for an aggregate consideration of approximately 50.6Oil: 'Too early' to call a bottommillion, with contingent payments over the next three years ofup to 25 million, based on performance.In order to divest its non-strategic businesses, Total Systemsold Total Debt Management Inc. (TDM) in Aug 2009, followedby the sale of TSS POS Systems and Services LLC (TPOS) inSep 2010. In Apr 2010, Total System acquired 51% ownershipof a newly formed company named First National Merchant So‐Staples, Oﬃce Depot in merger talksReuters Videoslutions LLC (FNMS), under a joint venture with First NationalBank of Omaha (FNBO), for approximately 150.5 million.FNMS is the name under which FNBO currently conducts itsmerchant activities. On Jan 1, 2011, Total System acquired theremaining 49% of FMNS for 169.6 million. Following the com‐pletion of the acquisition, Total System has renamed FNMS asTSYS Merchant Solutions (TMS).Pisani: 3 factors motivating marketsAdditionally, in May 2011, Total System acquired TermNet Mer‐chant Services, which is the 52nd largest merchant acquirer inthe U.S. by dollar volume, according to The Nilson Report. Thecompany has been re-branded as Total System and fully inte‐grated into TMS. In Oct 2011, Total System purchased the mer‐chant portfolio of Florida-based Vanguard Payment SystemsAmazon eyes hurting RadioShack storesInc. In Aug 2012, Total System formed a joint venture (CentralPayment Joint Venture (CPay)) with Central Payment Co. LLCby buying a 60% stake in the privately-held direct merchant ac‐quirer for 66 million, and inflated this holding to 75% in Feb2014. In Dec 2012, the company acquired Utah-based private‐ly-held payment solution provider ProPay for an undisclosedamount.Former banker reveals his CIA pastMeanwhile, the company vended of operations in Japan duringsecond-quarter 2014. Thus, it is now a discontinued operation.Total System Services Inc. (TSS): Read the Full Research Report9 out of 10 Americans Fail This 8th
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